Most people have never actually read their life insurance policies. If you're lucky enough to have received a paper copy of your policy, there's a good chance that it's either in a filing cabinet or sitting at the bottom of your junk drawer. No judgement here.
No matter the reason, I get it.
Here are some common problems I see all too often:
Accidental coverage thought of or expected to be full coverage.
Accidental coverage does not pay out on natural causes.
Term policies that end abruptly without any option to extend.
Unless your agent secured your right to convert, this ship will sink.
Term policies with premiums that skyrocket when you retire.
Cheap options always come with caveats. Did you invest the difference?
Under-funded Universal policies that fall apart before you do.
There's a right and wrong way to set up an indexed policy.
Whole life policies that do not participate or pay dividends.
Some carriers focus on paying stock holders rather than policy holders.
Any life insurance policy that does not provide living benefits.
You've heard of a death benefit but do you have to die to access it?
Here's some things I'll do for you if it makes sense:
Find you affordable permanent coverage that covers all causes of death.
Make sure you have options to modify your plan as your needs change.
Show you ways to pay less later or even pay off your plan entirely if you qualify.
Position your account for maximum control and minimum volatility.
Educate you about how to earn tax-free income from policies if you qualify.
Make sure that if you get really sick you can still afford to live even if you can't work.
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To reserve some time to review your coverage and options, create your profile below.
Now I teach others.
Unfortunately, my Father passed away over a decade ago which was way before his time. Even in death, he thought of his family first and fulfilled his goals: paying off our family homestead, settling all of his debts including vehicles and credits cards. He even left behind enough to take care of his final expenses. He is my inspiration for serving your family now.
We Thank God everyday that he was prepared for the worst. Dad lived his life to the fullest, as if every day was his last. I didn't realize it at the time, but he taught me how to plan for the worst, even if it seems unnecessary.
There's not a day that goes by that I don't think of my Father fondly. How completely selfless his decision was to protect my Mother from losing everything; the house, the cars, etc. Everything was taken care of.
We know without question that he loved us more than we could have known at the time. Families you know will be torn apart this year by heart attack, cancer, stroke, overdose, diabetes, or other health issues.
For whomever you love most,
don't wait until it's too late.
Your Agent for Life!
Actors, Directors, Athletes, Presidents & Heads of State
who
died
suddenly.
Luke Perry
Cary Grant
Bill Paxton
Debbie Reynolds
Della Reese
Grace Kelly
John Singleton
Kirby Puckett
Franklin Roosevelt
Richard Nixon
Gerald Ford
Warren G. Harding
Ulysses S. Grant
Grover Cleveland
Theodore Roosevelt
Winston Churchill
Now I teach others.
Unfortunately, my Father passed away over a decade ago which was way before his time. Even in death, he thought of his family first and fulfilled his goals: paying off our family homestead, settling all of his debts including vehicles and credits cards. He even left behind enough to take care of his final expenses. He is my inspiration for serving your family now.
We Thank God everyday that he was prepared for the worst. Dad lived his life to the fullest, as if every day was his last. I didn't realize it at the time, but he taught me how to plan for the worst, even if it seems unnecessary.
There's not a day that goes by that I don't think of my Father fondly. How completely selfless his decision was to protect my Mother from losing everything; the house, the cars, etc. Everything was taken care of.
We know without question that he loved us more than we could have known at the time. Families you know will be torn apart this year by heart attack, cancer, stroke, overdose, diabetes, or other health issues.
For whomever you love most,
don't wait until it's too late.
Your Agent for Life!
Actors, Directors, Athletes, Presidents & Heads of State...
who
died
suddenly.
Luke Perry
Cary Grant
Bill Paxton
Debbie Reynolds
Della Reese
Grace Kelly
John Singleton
Kirby Puckett
Franklin Roosevelt
Richard Nixon
Gerald Ford
Warren G. Harding
Ulysses S. Grant
Grover Cleveland
Theodore Roosevelt
Winston Churchill
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